ATM Safety Tips.

Do your automated banking in a public, well-lit, open location.

• Pay close attention to the ATM and its surroundings.
• If the ATM is blocked or poorly lit, visit another ATM.
• Don’t select an ATM at the corner of a building – corners create a blind spot.
• Do not use an ATM that appears unusual looking or offers options with which you are not familiar.

Criminals are more likely to approach a person by themselves.

• Take a friend with you – especially at night.
• Park close to the ATM in a well-lighted area and lock your car.
• If you use a drive-up ATM, make sure vehicle doors and windows are locked, and keep the engine running.
• Have your card out and ready to use.

Stay alert to your surroundings.

• Be wary of people trying to help you with ATM transactions.
• Be aware of anyone sitting in a parked car nearby.
• If you notice anything strange, cancel your transaction and leave.

Memorize your PIN; never write it on your card.

• Do not allow people to look over your shoulder as you enter your PIN.
• Shield the ATM keypad from onlookers; use your body as a shield if necessary.
• Do not re-enter your PIN if the ATM eats your card – contact your bank.

Never count cash at the machine or in public.

• Wait until you are in your car or another secure location.
• Take your card and receipt with you.
• Do not leave your receipt or throw it away near the ATM.

Stay alert after completing your transaction.

• Make sure you are not being followed when leaving.
• If you are, drive immediately to a police station, or to a crowded area.
• Flash your lights and sound your horn to bring attention to your situation.

Sign up for electronic banking.

• Closely monitor your bank statements and balances.
• Immediately report any problems to your bank.

The National Consumers League has opened a toll-free number to provide information on ATM frauds and scams. The National Fraud Information Center at 1-800-876-7060 employs counselors who will refer consumers to the proper agency for reporting a fraud or scam.